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Then, there was a significant outflow of deposits. Think of it like a bank run, but on a massive scale. Startups, which were SVB's main customers, started pulling their money out. They were worried about the bank's stability and it caused widespread panic. This created a perfect storm of problems, and the financial institutions could not recover. The fear spread like wildfire, and soon, everyone wanted their money back. SVB found itself in a dire situation. To meet the demands, they tried to sell some of their investments, and that move only made things worse. This triggered a cascade of events that ultimately led to the bank's failure. It was the first domino to fall. It's a clear example of how quickly confidence can erode in the financial world, and how one event can trigger a series of unfortunate consequences. We saw it up close with the collapse of the tech industry's favorite bank, SVB.
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